A credit score is a numerical representation of a person's creditworthiness and is used by lenders t...
Your credit score
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Powered by Cred Protocol
A credit score is a numerical representation of a person's creditworthiness and is used by lenders to evaluate their ability to repay loans. Maintaining a good credit score is essential as it can lead to a number of benefits. First and foremost, having a good credit score makes it easier to obtain loans, credit cards, and other financial products with favourable terms and lower interest rates.
Gateway issues each of our community members a Credit Score Credential by calling the Cred Protocol API. Cred’s API is a powerful tool that can help aggregate and assess a wallet’s credit history. From total holdings, to current and outstanding debt/collateral positions. Gateway's credential data is based off of the “Summary” function of Cred's API.
In the future credentials will be used to empower your DeFi experience.